Ahead

Overview

Banking apps show you what has already happened: what you spent, where it went and what's left today. Ahead looks forward. It connects to your bank accounts, learns the pattern of your income and spending, and projects each account week by week, so you can see roughly where you'll be in a few months and what changes if you change something.

Features

• Three months of history and an eight-month projection for each account.
• Salary, rent, mortgage and subscriptions are picked up automatically.
• The forecast shows a most-likely path with realistic high and low bands around it, so you aren't given one number that looks more precise than it is.
• What-ifs stack on top of each other (a job change, a rent increase, a new expense, a savings goal) and the forecast recalculates as you add them.
• Tell Ahead what you're saving for and it estimates when you'll get there.
• One-off events like a trip, a refund or a sale sit apart from the recurring picture.
• Two scenarios can sit side by side on one screen.

Status

Solo-founded and in active development at getahead.money. Bank access is read-only, under Australia's Consumer Data Right.

Background

I've spent years building money products for other people, and the one I wanted for myself didn't exist. I didn't want a budgeting app or a nicer dashboard. I wanted something that tells me where I'm going to be, so I could stop keeping that spreadsheet in my head. So I'm building it.

getahead.money →